Launch new lending products in weeks, not months
Spark handles the full origination journey — application capture, credit decisioning, digital onboarding, and fulfilment. Pre-built core banking integration. Configurable for any lending product.
Your lending product, live in weeks
Most lenders spend months building origination flows from scratch. Spark gives you a complete platform out of the box — application forms, credit checks, decisioning, document collection, and fulfilment — all configurable to your products and brand.
Pre-built integrations for core banking platforms, credit bureaus, and identity verification mean you're connecting, not building. Change your lending products without changing your code.
Sits between your channels and your core
Spark sits between your customer-facing channels (website, broker portal, mobile) and your core banking platform. It handles the experience, the logic, and the integrations — so your core stays clean and your channels stay flexible.
- Website and broker portal front-ends
- Configurable experience and innovation layers
- Pre-built connectors for credit bureaus, payments, e-sign, and communications
- Direct integration with your core banking platform
Platform Features
Everything you need for modern loan origination
Rapid Integration
Pre-built connectors for Mambu, credit bureaus, and identity verification — plus a flexible API for anything custom.
Cloud-Native CMS
Manage branding, application forms, and customer communications from a single platform. No developer needed for content changes.
Decision Engine
Configurable rules and scoring models for automated credit decisions. Adjust risk appetite without code deployments.
Digital Onboarding
Paperless customer onboarding with ID verification, document capture, and e-signatures built in.
Application Tracking
Real-time visibility into every application — status, bottlenecks, conversion rates, and processing times.
Frequently Asked Questions
See Spark running with your lending products
We'll configure a demo around your actual products and workflows.